Partner Programs
Operate your own funding company on the platform Four Corner runs.
You own the brand, the client relationship, and the pricing. The platform supplies automated underwriting, the bureau and data integrations, the credit-build execution, and the capital-source relationships. Your clients see your company — no one else's.
Two positions on one platform. White-Label: enroll and start. Executive Partner: apply for an area.
Which position are you here for? Choose one to start.
Four Corner Holdings, LLC · Executive Partner for · Prepared for prospective White-Label Partners
Platform by Four Corner Holdings, LLC
01 · The platform
Two companies stand behind you. Neither stands in front of your clients.
One company stands behind you. It never stands in front of your clients.
The Executive Partner is the approved Executive Partner for and your direct support in the market. Four Corner Holdings, LLC is the financial-technology company that owns and operates the platform you'll run on.
Four Corner Holdings, LLC is the financial-technology company that owns and operates the platform. Four Corner Funding is its public brand. You partner with us directly.
Your Executive Partner ·
Local support, from day one
- Onboarding and training in your market, in person or on a call
- Help configuring your brand, domain, pricing, and team
- Guidance on your first clients and your first submissions
- A direct line to a partner who operates on the same platform you will
- Inbound opportunities in are routed through your Executive Partner's network
What you own
Your company, on our infrastructure
- Your brand, your domain, your colors — the client sees you
- Your retail pricing on every product, collected through your own merchant accounts
- Your clients, your team, your roles and permissions
- Your book of business, exportable in full if you ever leave
The platform company · Four Corner Holdings
The system that does the work
- Verification, underwriting, eligibility rules, and workflow gates — centrally governed for every partner
- Bureau and data integrations, the business credit build, and the capital-access sequencer
- Funding sources contracted directly to Four Corner, operating inside the platform by API and portal
- Compliance authority, training, and the support organization behind every partner
Four Corner Holdings is not a lender. It does not make credit decisions and does not guarantee approval. Independent funding sources decide on their own criteria.
01 · The platform
One system, delivered under your brand.
The business owner sees your name, your domain, your colors. Behind it, the same engines run for every partner on the platform.
Identity & fundability
Verification first
Business identity, Secretary of State registration, EIN, address, and profile data verified through a lender-grade identity data layer and Dun & Bradstreet before any credit or funding step opens.
Business credit
Tiered build
Structured, gated progression from foundation to controlled expansion, with account reporting validated rather than self-reported.
Capital access
Sequenced strategies
Unsecured business credit strategies run one at a time, in order, with cool-down rules enforced by the system.
Funding
Gated placement
Funding sources contracted directly to Four Corner live inside the platform by API and portal. Automated underwriting, document requirements, and matching; a file cannot reach a funding source until it is complete, and no partner or client ever sees who the sources are.
Partner operations
Leads, clients, intake and review, appointments, tasks, resources, employees, users, roles and permissions, CMS, embedded forms.
Billing & compensation
Partner-owned merchant accounts, plans and fees, invoices, payments, subscriptions, upcoming billing, commission tracking.
Governance
Centralized rules, audit trails, controlled overrides, role-based access, confidential funding-source management held by Four Corner only.
Features in development are not represented as live until released. Module names and scope change as the platform is built.
02 · What you get
The White-Label Partner position.
Everything below is included in a single one-time enrollment. There is no territory to buy and no application queue — enroll and start.
Your branded environment
- Your business name, logo, and colors
- Your own domain or subdomain
- A client portal your clients log into under your brand
- Tenant-isolated: no other partner sees your data
Your business, your rules
- You set your own retail pricing on every product
- Your own merchant accounts — you collect directly
- Your team: users, roles, and permissions
- Leads, pipeline, appointments, tasks, billing, and commission tracking
The same engines everyone runs
- Automated underwriting and fundability checks
- The business credit build and capital-access sequencer
- Funding submission with document gating and matching
- Training academy, resource center, and approved marketing materials
Enrollment and all program terms are governed by the executed White-Label Partner Agreement.
03 · How you make money
Three ways, on every client. All three are yours.
Structure first — how each line is calculated and when it's earned. The next slide lets you put your own numbers to it.
01 · Business credit program
You price the Business Credit Builder & Funding program for your market. Four Corner retains a $800 client activation; the balance is yours, on every client you enroll, before any funding happens.
02 · Capital access strategy
When a client runs the sequenced business-credit strategy and opens accounts, you charge the strategy fee you set — commonly a share of approved limits — and keep all of it. Collected through your own merchant account.
03 · Funded transactions
When your client is funded through the platform — working capital, equipment, revenue-based, real estate, SBA — you receive 40% of the success fee Four Corner collects, rising on production benchmarks in the agreement.
When it's earned
Program and strategy fees when your client pays you. Success-fee shares when Four Corner actually collects from the funding source, subject to reversal if a transaction unwinds. Everything on this slide is a description of how compensation is calculated under the White-Label Partner Agreement — not a projection of what any partner will earn.
04 · Your numbers
Model your own numbers.
Arithmetic on the figures you enter — not a projection. You supply the volumes and the prices; the percentages are the program's.
Conservative: every client completes the credit program, half run a capital-access strategy, four in ten reach a funded deal. All products: every client completes all three.
Credit program is net of the $800 activation. Funded transactions assume the success-fee rate you set is collected on the transaction, of which you receive 40%. Actual fees vary by transaction, product, capital source, and program, and are governed solely by the executed partner agreement. Arithmetic on your inputs — not a representation of earnings, income, or results.
04 · Protections
What you own. What Four Corner owns.
Your clients are yours
Written into the agreement, not left to good intentions
Clients enrolled in your tenant remain your clients. Four Corner does not contact them directly, and every communication carries your brand. If the partnership ends, you export your client data in full and your records are removed from the platform.
No partner — including an Executive Partner — can see your clients or your data.
04 · Protections
The controls that protect you and your clients.
Every partner on the platform runs under the same rules. That is why funding sources work with the platform, and why your clients' files get where they need to go.
Underwriting and routing
Eligibility, sequencing, and workflow gates are central. No file reaches a funding source until it is complete. Funding-source identities stay confidential to Four Corner — no partner or client sees them, and no one can walk off with the relationships.
Compliance and conduct
Marketing is approved before use. No one on the platform guarantees an approval, a limit, a rate, or a timeline. Access can be suspended immediately for fraud, misuse, nonpayment, or a security incident — which protects every honest partner.
Data and continuity
Your tenant is isolated. Audit trails, role-based access, and controlled overrides are built in. On exit, your clients remain yours, your data is exportable, and your tenant is removed.
04 · Next step
From conversation to operating: days, not weeks.
Walkthrough
See the platform live, under a partner's brand, with your questions answered by Craig Rice.
Enroll
Execute the White-Label Partner Agreement and complete the one-time enrollment.
Brand and configure
Your name, logo, colors, domain, retail pricing, merchant accounts, and team are set up in your tenant.
Train
Platform training, program workflows, and the underwriting process, through the academy and your Executive Partnerour team.
Launch
Enroll your first client. Every engine you saw is live in your environment from day one.
Timeline
From an executed agreement to a provisioned, branded environment is measured in days. The pace is set by your branding assets and your training schedule — not by a queue.
05 · The Executive Partner position
Two partner models. One is enrolled; the other is approved.
Enrollment
- Own branded platform environment on the partner's domain
- Own team, roles, permissions, and client book in a tenant-isolated environment
- Partner sets retail pricing and collects through its own merchant accounts
- Same centrally governed engines, underwriting, and gates as the whole platform
- No territorial exclusivity; enrollment fee credited toward an Executive Partner area on approval
Application, qualification, and approval
- Everything in the White-Label model
- A defined area, exclusive to the partner on the conditions in the agreement
- Inbound opportunities in the area routed to the partner
- Oversight of, and compensation on, White-Label Partners operating in the area
- Direct access to designated Four Corner personnel and area-level administration within authorized permissions
Executive Partner positions are approved, not purchased. Four Corner may decline any application and does not reserve an area, provision a tenant, or accept payment before verification is complete.
05 · The Executive Partner position
What the Executive Partner holds, what Four Corner retains
An area is a right, not an asset
Exclusivity is a contractual right whose scope, performance requirements, exceptions, renewal, reassignment, and termination are set by the executed Executive Partner Agreement. It is not an ownership interest in Four Corner Holdings, the platform, the funding-source relationships, or the White-Label tenants in the area, and it is not transferable without Four Corner's written consent.
A change in the partner's ownership requires Four Corner's consent and verification of the new owners.
06 · The area
Areas are priced on market size — never on expected income
Every U.S. county carries a class set by its count of employer establishments (U.S. Bureau of Labor Statistics, QCEW). An area is the sum of its county prices, subject to the program minimum. The only variable is which counties the partner selects.
Area rules
- Program minimum $35,000; up to five counties or five mega-county zones per Executive Partner
- Class and price are fixed on the effective date of the agreement; later data releases do not reopen the grant
- Every requested county is checked against the territory registry before a written quote is issued
- A current White-Label Partner approved as an Executive Partner is credited its White-Label enrollment fee against the area price
Mega-counties (Class A+)
Eight counties exceed 100,000 establishments and are priced as the number of 50,000-establishment zones they contain, at $30,000 per zone. Los Angeles County is the largest by a wide margin and is defined by supervisorial district.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. Full schedule for every U.S. county is provided in the Area Pricing Schedule.
07 · Executive Partner compensation
How the Executive Partner is compensated — the structure, not a forecast
Two sources. On your own clients you earn as an operator. On your network's clients the White-Label Partner keeps its own fees; your income is the override Four Corner pays you.
Your own clients · business credit program
$800 activation per enrolled client retained by Four Corner; the balance is yours. A White-Label Partner's clients pay the White-Label Partner, not you.
Your own clients · capital access
Strategy fees you charge your own clients are set and kept by you. On your network's clients the White-Label Partner keeps its strategy fee; your card-side income there is the program override below.
Your own clients · funded transactions
Of the success fee Four Corner collects on your own funded deals; rises on production benchmarks per the agreement.
Your network's clients · funded transactions
On the success fees Four Corner collects from White-Label Partners' funded deals in your area — paid by Four Corner out of its share, never taken from the partner. Plus 30% of the enrollment fee on each White-Label Partner you bring in yourself.
Own and network clients · program revenue override · Executive Partner only
Four Corner contracts directly with card issuers and other program sponsors and may be compensated when a client opens an account through the platform. You receive 10% of what Four Corner actually collects on accounts in your vested area — your clients' and your network's. Paid by Four Corner from its own receipts; not a share of any White-Label Partner's fee. White-Label Partners do not participate in it.
When compensation is earned. Success-fee shares and overrides are earned when Four Corner actually collects the fee from the funding source and are subject to reversal, clawback, and offset if a transaction is unwound. Enrollment commissions are earned when the enrolled partner's fee is collected and non-refundable. All percentages, benchmarks, and payment timing are governed solely by the executed Executive Partner Agreement and its schedules.
This slide describes how compensation is calculated. It is not a projection, promise, or representation of the partner's income, volume, or results, which depend on the partner's own effort, market, and clients.
07 · Executive Partner compensation
What the Executive Partner earns that a White-Label Partner does not
On your own clients you earn exactly what a White-Label Partner earns on its own. On your network's clients, the White-Label Partner keeps its fees — and you earn three lines it never sees, on the area you hold.
Structure only. Percentages are the program's terms as set out in the executed agreements; they are not a projection of any partner's results. The next slide lets you compute arithmetic on figures you choose.
07 · Executive Partner compensation
Model the Executive Partner's numbers
on these inputs—
Conservative basis: every client completes the business credit program, half run a capital-access strategy, four in ten reach a funded deal, 70% of strategy clients open a tracked account ("All products" sets each to 100%). Partners produce the volume entered for the Executive Partner's own clients. Program payments: half of accounts with contracted sponsors, three-year relationship, paid only when collected; steady-state from year three. Launch / Planning / Mature set the partner count from the share of the area's employer businesses served per year (0.5% / 1% / 2%) at 60 clients per productive partner; above roughly 2% is flagged as beyond what any paid business service sustains. Arithmetic on your inputs — not a representation of earnings, income, or results; all terms governed solely by the executed agreements.
08 · The path to an area
From application to a provisioned area
Application
Entity, principals, proposed counties or districts, trade name, staffing and partner-development plan.
Verification
Entity, identity, background, and licensing checks on every principal and owner, including any investors in your company.
Area quote
Counties checked against the territory registry; written quote issued with market-size data only.
Agreement
Executive Partner Agreement with area, fee, performance, and change-of-control schedules.
Payment and vesting
Area price at execution or per the payment schedule; districts vest as paid.
Provisioning
Branded tenant setup, training, and activation; routed inbound begins on vested districts.
What we ask of applicants
- Complete verification of every principal and owner before an area is granted
- Represent the program only with approved materials — no earnings claims, no guarantees of approval
- Hold the area to its performance standards; exclusivity is a right conditioned on good standing
Timeline
From a complete application to a provisioned area is measured in weeks, and the pace is set by verification and payment, not by Four Corner's queue. Qualified applicants are contacted within one to two business days to schedule the walkthrough and discovery call.
Four Corner Holdings, LLC · 3750 Gunn Highway, Suite 306, Tampa, Florida 33618 · fourcornerholdings.com · support@fourcornerfunding.com
Four Corner Holdings, LLC is a technology and underwriting platform. It is not a lender, does not make credit decisions, and does not guarantee approval. Nothing in this presentation is a projection, promise, or representation of earnings, income, or results of any partner. Prices and fees shown are program prices, not estimates of return. All fees, revenue shares, override compensation, and territory rights are governed solely by the executed partner agreement. Executive Partner areas are approved, not purchased, and availability is confirmed only in a written quote. This presentation is not an offer to sell, or a solicitation of an offer to buy, any security.
Next
That is the opportunity. Now see the system.
Everything you just saw runs on one platform. The walkthrough opens it live, under a partner's brand, exactly as your clients and your team will see it.
What the walkthrough covers
- The client portal, on your domain and under your brand
- Verification and fundability checks running in real time
- The business credit build and the capital-access sequencer
- Funding submission — document gating, underwriting, matching
- Your administration: leads, clients, roles, billing, commission tracking
Your next step
is an independent White-Label / Executive Partner operating on the Four Corner Holdings platform and is not an employee, agent, or affiliate of Four Corner Holdings, LLC.
Four Corner Holdings, LLC · 3750 Gunn Highway, Suite 306, Tampa, Florida 33618 · fourcornerholdings.com
Four Corner Holdings, LLC is a technology and underwriting platform. It is not a lender, does not make credit decisions, and does not guarantee approval. Nothing in this presentation is a projection, promise, or representation of the earnings, income, or results of any partner. All fees, revenue shares, and program terms are governed solely by the executed partner agreements.